Terms of Service
Terms of Service Effective Date: January 2024
These Terms of Service ("Terms") govern your access to and use of Duncan & Stoker Commercial Insurance Solutions Inc. DBA: Coast to Coast & Cannashield Insurance Services, DBA: CannaShield Insurance Services service (“Services”). By using our Services, you agree to these Terms. If you do not agree, you must not use our Services.
1. Service Overview
Duncan & Stoker Commercial Insurance Solutions Inc provides Commercial Insurance solutions and customer service support for the commercial insurance industry. Use of our Services is subject to these Terms and all applicable laws.
2. Eligibility
To use our Services, you must be at least 18 years old and capable of forming a binding contract under applicable laws. Providing false information during registration or use of Services may result in termination of your account.
3. Privacy and Data Usage
No Sale or Sharing of Data: We value your privacy. We do not sell, rent, or share your personal data with third parties for marketing or commercial purposes.
Your data is only used to provide and improve our Services, as outlined in our Privacy Policy.
4. Permitted Use
You may use our Services only for lawful purposes. Prohibited activities include:
● Violating any applicable laws or regulations.
● Misusing the Services to send spam, malware, or engage in fraudulent activities.
● Attempting to disrupt or harm our Services or infrastructure.
5. Fees and Payments
Use of certain Services may require payment. All fees are outlined during the registration or subscription process.
Failure to make timely payments may result in suspension or termination of access to our Services.
6. Intellectual Property
All intellectual property rights related to the Services, including content, logos, and trademarks, remain the property of Duncan & Stoker Commercial Insurance Solutions Inc.
You may not copy, modify, or distribute any materials provided through the Services without prior written consent.
7. Account Suspension and Termination
We reserve the right to suspend or terminate your account for violating these Terms or engaging in unlawful behavior. Termination may occur without prior notice in cases of severe violations.
8. Limitation of Liability
To the maximum extent permitted by law, Duncan & Stoker Commercial Insurance Solutions Inc is not liable for any indirect, incidental, or consequential damages resulting from the use of our Services.
9. Modifications to Terms
We may update these Terms at any time. Continued use of the Services after changes are made constitutes your acceptance of the updated Terms.
10. Governing Law
These Terms are governed by the laws of the State of Washington, California & Mississippi
Any disputes will be resolved exclusively in the courts of Washington State.
11. Contact Information
For questions about these Terms or our Services, please contact us at:
425-620-1445
By accessing or using our Services, you acknowledge that you have read, understood, and agree to these Terms.
Privacy Policy
Privacy Policy Effective Date: January 2024
We DO NOT sell or share your information. Your privacy is important to us, and this Privacy Policy explains how Duncan & Stoker Commercial Insurance Solutions Inc. DBA: Coast to Coast & Cannashield Insurance Services, DBA: CannaShield Insurance Services (“we,” “our,” or “us”) collects, uses, and protects your information when you use our services (“Services”).
1. Information We Collect
We collect the following types of information to provide and improve our Services:
● Personal Information: Information you provide directly, such as your name, email address, phone number, and payment details.
● Usage Data: Information about your interactions with our Services, including IP address, device information, and browsing behavior.
● Cookies and Tracking Technologies: Data collected through cookies and similar tools to enhance your user experience.
2. How We Use Your Information
We use your information for the following purposes:
● To provide, operate, and improve our Services.
● To process payments and fulfill transactions.
● To communicate with you about policy information, payments and insurance coverages
● To ensure compliance with legal and regulatory requirements.
3. Data Sharing and Selling
● We do not sell your data: Your personal information will never be sold to third parties for marketing or other purposes.
● We do not share your data: Your information is not shared with third parties, except as required to provide our Services (e.g., payment processors) or comply with legal obligations.
4. Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
5. Your Rights
Depending on your location, you may have the following rights regarding your data:
● The right to access, correct, or delete your information.
● The right to restrict or object to certain data processing activities.
● The right to withdraw consent where applicable. To exercise these rights, please contact us using the information below.
6. Data Security
We implement industry-standard security measures to protect your information from unauthorized access, loss, or misuse. However, no system is entirely foolproof, and we cannot guarantee absolute security.
7. Third-Party Links and Services
Our Services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties.
8. Children’s Privacy
Our Services are not intended for individuals under 18 years old. We do not knowingly collect personal information from children without appropriate consent.
9. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be effective immediately upon posting, and continued use of our Services constitutes acceptance of the updated policy.
10. Contact Us
For questions or concerns about this Privacy Policy or your data, please contact us:
425-620-1445
By using our Services, you acknowledge that you have read, understood, and agree to this Privacy Policy.